Pay your bills seamlessly, Anytime, Anywhere.

Experience the convenience of managing all your bills in one place, with secure payments, real-time tracking, and 24/7 access, wherever you are.

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Fill the gaps in your finances

Earn 5%-24% interests when you save and bank digitally with GapFinance.

Start in less than 2 minutes

Pay Bills, transfer, manage, organise, and withdraw your money at any time.

24/7 Live, Email & Phone Support

Dedicated & Reliable financial experts waiting to help you grow anytime.

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Our Features

Our platform provides a fast and secure way to manage all your bill payments in one place. Enjoy 24/7 access, seamless transactions, and never miss a due date again.

Buy Airtime

Top-up your mobile airtime within seconds.

Buy Data

Top-up your mobile data bundles within seconds.

Electricity Bill Payments

Pay your electricity bills instantly with multiple payment options.

Internet & Cable TV Subscriptions

Stay connected with easy subscription renewals for internet and TV.

Bulk SMS

Send personalized messages to large audiences quickly and reliably with our Bulk SMS service.

Recharge Card Printing

Generate custom recharge cards easily with our fast and secure printing service.

Why Choose Us?

At Micjo Technology Limited, we are committed to making bill payments, Bulk SMS, and recharge card printing simple and efficient for individuals and businesses.

Our platform offers a seamless experience, allowing you to manage all your payments and services from one place. We prioritize security, convenience, and customer satisfaction, ensuring that every transaction is quick, reliable, and secure. With our cutting-edge technology and 24/7 support, we strive to help you save time, stay organized, and focus on what matters most. Whether you're paying bills, sending messages, or printing recharge cards, we’ve got you covered.

Secure Payments
Fast & Convenient
24/7 Customer Support
Affordable Rates

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How it works

Create a free account

Create an account in minutes.

Add your Bills

Choose the bills you want to manage.

Make Payments

Pay securely with credit/debit cards, bank transfers, or wallets.

Track your Payments

Keep track of all your transactions and get reminders for upcoming payments.

Providing Top-Notch Services for Ultimate Satisfaction.

Certain things are hard 😓 but making payments shouldn't be one of them 😋💗. Micjo Technology Limited helps you make payments for services you enjoy right from the comfort of your home or office. The experience of total convenience,fast service delivery and easy payment is just at your fingertips.

Become an Agent

Join our growing network of agents and unlock exciting opportunities in the bills payment, Bulk SMS, and recharge card printing industries! As an agent, you'll enjoy the flexibility of working on your terms while earning attractive commissions on every transaction you facilitate.

Why Become an Agent?

Flexible Schedule
Lucrative Earnings
Comprehensive Support
Access to Our Platform

Budget-Friendly Telecommunications

MTN Data Plans: MTN offers a wide range of data plans, from daily, weekly, and monthly options to specialized plans for social media and streaming. These plans are available for both prepaid and postpaid customers.

MTN Airtime: MTN provides easy access to airtime purchases via online channels, scratch cards, or mobile banking platforms.

Data Gifting: MTN allows users to gift data bundles to friends and family.
MTN Pulse: A youth-focused plan offering cheap data rates and bonus airtime.
Widespread Coverage: MTN has extensive network coverage across Nigeria, ensuring good connectivity even in rural areas.
MTN XtraTime: Offers airtime loans to users, allowing them to borrow airtime and pay back later.

Airtel Data Plans: Airtel provides a variety of data bundles, including smartCONNECT for new subscribers, which offers double data bonuses. Their plans are categorized into daily, weekly, and monthly bundles.

Airtime: Airtel offers airtime through various channels such as USSD codes, scratch cards, and online platforms.

SmartRecharge: Allows users to get extra bonuses on both airtime and data when they recharge.
Airtel SmartTrybe: Youth-friendly plan with discounted data and calls, plus free access to educational platforms.
Family and Friends: Airtel offers discounted call rates to selected numbers.
Airtel ODU: Offers an Outdoor Unit (ODU) data service for stronger connectivity in remote locations.

GLO Data Plans: GLO, also known as the "Grandmasters of Data," offers a vast array of affordable data bundles. They often provide bonuses on regular data plans and have flexible options for daily, weekly, and monthly data plans.

Airtime: GLO airtime is easily accessible through recharge codes, online platforms, and mobile banking apps.

Data Overload: GLO frequently offers extra data bonuses with its plans, such as 10GB for N2,500.
GLO Borrow Me Credit: Allows users to borrow airtime and pay back on their next recharge.
Affordable Plans: GLO is known for offering some of the cheapest data plans in Nigeria.
Family and Friends: Allows users to add up to 10 numbers to enjoy discounted rates.

9Mobile Data Plans: 9Mobile offers a range of data plans, including smartpaks for heavy social media users and general daily, weekly, and monthly plans. Their plans are known for fast internet speed.

Airtime: Airtime for 9Mobile can be recharged via USSD codes, banking apps, or online.

MoreFlex: A combo plan that bundles data and airtime for calls in one package.
9Mobile Data Rollover: Allows customers to rollover unused data when they renew their data plans before expiry.
Data Sharing: Users can share their data with other 9Mobile customers.
Bonus on Recharges: 9Mobile often provides additional bonuses on both data and airtime recharges, especially during promotions.

We always try to understand customers expectation

We focus on understanding customer expectations to better meet their needs. By listening and adapting, we aim to provide a seamless experience that builds trust and loyalty.